Upgrade your Benefits

As of 01 December 2023, all individual Cinagi members are eligible to upgrade their benefits from GapCORE to GapMAX .

You can view the GapMAX benefits and a comparison with GapCORE HERE!

When upgrading it is important to note that your monthly premium will increase and therefore it is very important that you review your quote and consult with your healthcare intermediary.

How do I upgrade my benefits

  1. You can request an online quote at the bottom of this page.
  2. You will receive a notification detailing 2024 GapMAX premiums and benefits for your perusal.
  3. Included in the above notification will be a link to the Cinagi Online Application should you wish to upgrade your policy to GapMAX .
  4. Once submitted we will review your Policy Upgrade request and revert with any additional requirements, if any, and provide you with your updated policy documentation.

Important Notes :

  • All benefit changes will only be effective 01 January 2024.
  • Notifications to upgrade need to reach us by no later than 15 December 2023.
  • Policyholders that form part of an employer group scheme are not eligible for this upgrade – your employer will determine the policy option for the group scheme.


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At Cinagi, we are committed to excellence. Our many years of experience in the healthcare industry, combined with excellent service levels gives you the peace of mind that you have the best health insurance cover available.

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